Almost everyone reaches a point in their life when they have questions regarding their housing needs. Saving for housing can take many years or even a lifetime. We can therefore advise you on how to solve the funding as soon as possible. From renovations to the purchase of an apartment or a house.
Perhaps you have a mortgage or another loan already? Do you know if it is optimally configured? You know exactly when your fixation period ends? Do you know the differences between the various types of loans? For example: bridging loans, mortgage and pre-mortgage loans, US mortgages and how to refinance an existing loan. We will gladly help answering all these questions.
Individual savings should include a strategy to secure a retirement reserve for each individual. Generally, the more people save, the better they are able to maintain their standards of living once they retire. You are wondering about the current system of funding pensions, level of state pensions in nowadays context of the aging population and declining birth rates? We will advise you how much money should be put aside every month, select the appropriate type of program, explain the differences between pension funds, pension insurance, investment & capital life insurance. All this is based on sophisticated analysis where we will recommend a tailor-made solution for your pension.
Property insurance is the foundation of financial literacy, because the damage could have irreversible consequences for the future of an individual or a family. Therefore, we will focus on resolving cover risks such as fire, explosion, flood, theft, vandalism, but also on the risks associated with the responsibility of holding real estate and others. Indeed, even the most cautious people may find themselves inadvertently causing a damage to a third party (e.g. a neighbor washing machine leaks and floods the building).
Are you considering creating financial reserves for your children so they can have an easier start or even provide them with quality education? We will show you how to provide for your children with the best financial footing in life and find which programs will best fit their age and your requirements. Are you thinking about making your savings more efficient and observe that banks offer low interest rates? Then we are ready to help you choose the right solution according to your requirements and needs.